<link href="https://a.alipayobjects.com/kbase-static/2.4.7/pc.css" rel="stylesheet" charset="utf-8"><div class="csp-ck-article"><table cellpadding="0" cellspacing="0" width="855" style="width: 721px;"> <colgroup> <col width="72" style="width:72px"> <col width="210" style=";width:211px"> <col width="688" style=";width:688px"> </colgroup> <tbody> <tr height="19" style="height:19px" class="firstRow"> <td colspan="2" height="18" style="border-color: rgb(0, 0, 0); background-color: rgb(204, 204, 204);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">参数&nbsp;</span></strong></td> <td style="border-left-style: none; border-color: rgb(0, 0, 0); background-color: rgb(204, 204, 204);" width="66" height="18"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">具体内容</span></strong></td> </tr> <tr height="19" style="height:19px"> <td rowspan="7" height="133" style="border-top-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">基本信息</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">开放地区</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">无地区限制</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">会员类型</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">天猫供应商会员</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">授信额度</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">具体以页面显示为准</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">服务费</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">无</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">贷款利率</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">具体以页面显示为准</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">贷款期限</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">6个月</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">贷款模式</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="66"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">按月还息、到期还本。随借随还</span></td> </tr> <tr height="19" style="height:19px"> <td rowspan="4" height="76" style="border-top-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">申贷</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">支付宝账户认证要求</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">必须通过公司支付宝认证</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">支付宝账户状态要求</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">非正常状态不可以申贷</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">申请条件</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">目前仅放开天猫超市供应商融资</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">资料要求</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="66"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">线上签署<span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255);">应收账款质押合同</span></span></td> </tr> <tr height="19" style="height:19px"> <td rowspan="3" height="57" style="border-top-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">放贷</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">放款</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">放款到店铺绑定的企业支付宝</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">合同签订有效期</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">6个月</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">不签署合同再次申请贷款的时间</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="66"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">每次借款，均线上签署<span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255);">应收账款质押合同</span>。</span></td> </tr> <tr height="19" style="height:19px"> <td rowspan="8" height="152" style="border-top-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">还款</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">入口</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255);">天猫超市商家后台-更多-融资管理</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">还款计划</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">按月还息、到期还本</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">还款日</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">还息日：为首次支用日期的前一天（如12月15日放款，则还息日为每个月的14日），还息日期遇节假日不顺延。</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">还款方式</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">订单回款还款（确认收货或额度变化后自动扣款）、提前还款、到期还款</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">按期还款</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">自动扣款，组合扣款</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">提前还款</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">手动操作，不收手续费</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">逾期还款</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="184"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">逾期利率：万分之五</span></td> </tr> <tr height="19" style="height:19px"> <td height="19" style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="601"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">罚息计算公式</span></td> <td style="border-top-style: none; border-left-style: none; border-color: rgb(0, 0, 0);" width="undefined"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">逾期金额*0.05%*逾期天数</span></td> </tr> </tbody> </table> <p><br></p></div>