<link href="https://a.alipayobjects.com/kbase-static/2.4.7/pc.css" rel="stylesheet" charset="utf-8"><div class="csp-ck-article"><table cellpadding="0" cellspacing="0" data-sort="sortDisabled"> <colgroup> <col width="125" style=";width:125px"> <col width="155" style=";width:155px"> <col width="646" style=";width:647px"> </colgroup> <tbody> <tr height="22" style="height:22px" class="firstRow"> <td colspan="2" height="22" style="border-color: rgb(0, 0, 0); background-color: rgb(204, 204, 204); border-width: 1px; border-style: solid;"><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">参数&nbsp;</span></strong></span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); background-color: rgb(204, 204, 204); word-break: break-all; border-width: 1px;"><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">规则内容</span></strong><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;"></span></strong></span></td> </tr> <tr height="44" style="height:44px"> <td rowspan="6" height="176" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">基本信息</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">产品介绍</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><p><span style="color: rgb(0, 0, 0);"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">提前收款服务对象为淘宝网集市个人、企业卖家和天猫卖家，只要卖家符合一定的条件，且当前有符合条件的“卖家已发货，买家未确认收货”的订单，就可以申请</span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">。</span></span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">申请成功的资金将直接发放到店铺绑定的支付宝账户或网商银行活期账户。</span></p></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">开放地区</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">中国大陆大部分地区（港澳台和海外地区暂未开放），具体以页面显示为准。</span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">会员类型</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">淘宝网集市卖家（个人+企业）和天猫卖家</span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">额度</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">具体以页面显示为准（提前收款与订单贷额度共享）&nbsp;</span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">服务费</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; margin-top: 0px; margin-bottom: 0px; padding: 0px; font-size: 12px; background-color: rgb(255, 255, 255);"><span style="color: rgb(0, 0, 0); font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-size: 14px;">没有利息，只收单笔服务费。服务费率为提前收款金额的</span><span style="color: rgb(0, 0, 0); font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-size: 14px;">0.08%、0.12%</span><span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-size: 14px; white-space: pre-wrap;"><span style="color:#191f25;font-family:Microsoft YaHei, Segoe UI, system-ui, Roboto, Droid Sans, Helvetica Neue, sans-serif, Tahoma, Segoe UI Symbol">、</span></span><span style="color: rgb(0, 0, 0); font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-size: 14px;">0.15%，<span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-family: 微软雅黑, sans-serif; color: rgb(146, 208, 80);"></span></span><span style="color: rgb(0, 0, 0); font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box;"><span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-family: 微软雅黑, sans-serif; font-size: 14px;">具体以合同展示为准</span><span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-family: 微软雅黑, sans-serif; font-size: 14px;">。</span></span></p><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; margin-top: 0px; margin-bottom: 0px; padding: 0px; font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; color: rgb(102, 102, 102); font-size: 12px; white-space: normal; background-color: rgb(255, 255, 255);"><span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-family: 微软雅黑, sans-serif; font-size: 14px; color: rgb(0, 0, 0);">服务费扣款规则说明：<span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); font-size: 14px; color: rgb(0, 0, 0);">放款到账之前扣费，从放款金额里面扣（到账金额为扣除服务费后的金额）。</span></span></p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"></span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px; word-break: break-all;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">额度使用</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px; word-break: break-all;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">只要有额度均可以尝试操作，具体以风险模型审批结果为准</span></td> </tr> <tr height="22" style="height:22px"> <td rowspan="4" height="154" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">申贷</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">申请账号</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">淘宝或者天猫账户</span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">支付宝账户状态要求</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">账户状态正常</span></td> </tr> <tr height="88" style="height:88px"> <td height="88" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">申请条件</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><p><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">1、淘宝</span></strong><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">：</span></strong></span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（1）店铺注册人/企业法人是年龄在18-65周岁的中国大陆居民；</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（2）当前有符合条件的“卖家已发货，买家未确认收货”的订单；</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（3）系统综合评估店铺情况符合要求；</span></p><p><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">2、天猫：</span></strong></span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（1）当前有符合条件的“卖家已发货，买家未确认收货”的订单；</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（2）系统综合评估店铺情况符合要求。</span></p></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">其他申贷规则</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><p><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">1、次数规则：</span></strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">提前收款和订单贷款当日累计支用次数限3次</span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">；</span></span></p><p><span style="color: rgb(0, 0, 0);"><strong><span style="color: rgb(0, 0, 0); font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">2、贷款互斥规则：</span></strong><span style="color: rgb(0, 0, 0); font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">与菜鸟存货融资产品互斥，即若您签约使用了菜鸟存货融资，需还清余额解约后才有可能准入提前收款/订单贷款，解约后，预计10个工作日左右生效。</span></span></p></td> </tr> <tr height="66" style="height:66px"> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;" rowspan="2"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">放贷</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">放款账户</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><p><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"></span></strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; color: rgb(0, 0, 0);"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; background-color: rgb(255, 255, 255);">支持放款到店铺绑定支付宝</span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-size: 14px; background-color: rgb(255, 255, 255);">账户<span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box;">、余利宝、<span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);">企业结算户（仅PC端可操作）等</span></span>，天猫还支持放款到店铺同公司名下其他实名认证的企业支付宝。</span></span></p><p><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; color: rgb(0, 0, 0);"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-size: 14px; background-color: rgb(255, 255, 255);">注意：</span></span></strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; color: rgb(0, 0, 0);"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-size: 14px; background-color: rgb(255, 255, 255);">&nbsp;<span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box;">具体放款账户以客户前台页面展示为准。</span></span></span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"></span></p></td> </tr> <tr> <td colspan="1" rowspan="1" style="border-color: rgb(0, 0, 0); border-width: 1px; border-style: solid;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">放款到账时间</span><br></td> <td colspan="1" rowspan="1" style="border-color: rgb(0, 0, 0); border-width: 1px; border-style: solid; word-break: break-all;"><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">放款到支付宝一般3分钟左右到账，具体到账时间以实际情况为准。</span><br></p></td> </tr> <tr height="22" style="height:22px"> <td rowspan="6" height="154" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">还款</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">入口</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">loan.mybank.cn</span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">还款账户</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">1、店铺绑定的支付宝账户余额；</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">2、店铺绑定的支付宝账户余额宝（只针对淘宝个人店铺）；</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">3、网商银行活期余额、余利宝（只针对淘宝个人店铺）。</span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;"></span></p></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">还款时间</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"></span></p><p><span style="font-size: 14px;"><span style="color: rgb(0, 0, 0); font-family: 微软雅黑, &quot;Microsoft YaHei&quot;;">提前收款的最长使用期限是31天</span><span style="color: rgb(0, 0, 0); font-family: 微软雅黑, &quot;Microsoft YaHei&quot;;"></span></span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">，贷款后第2天开始，买家确认收货后系统会自动扣款还款；</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">若获贷期间店铺未来应收账款发生较大波动，无确认收货交易时，系统也可能会进行自动扣款。</span></p></td> </tr> <tr height="44" style="height:44px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family:微软雅黑, Microsoft YaHei"><span style="font-size: 14px; color: rgb(0, 0, 0);">按期还款扣款顺序</span></span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px; word-break: break-all;" height="22"><span style="font-size: 14px; color: rgb(0, 0, 0);"><span style="font-family:微软雅黑, Microsoft YaHei">支付宝余额&gt;</span><span style="font-size: 14px; background-color: rgb(255, 255, 255);"><span style="font-family:Microsoft Yahei, Helvetica, Arial, sans-serif">支付宝账户绑定的储蓄快捷卡（按照签约顺序从最近往最早顺序轮循，最多只轮循前三张）</span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">&gt;</span><span style="font-size: 14px;"><span style="font-family:Microsoft Yahei, Helvetica, Arial, sans-serif">余额宝</span></span></span></span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">&gt;<span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255);">网商</span><span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-family: 微软雅黑, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255);">活期</span><span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255);">余额&gt;网商银行APP端余利宝&gt;支付宝体系余利宝</span></span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"><span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255);"><br></span></span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">提前还款</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px; word-break: break-all;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">支持提前还款，但是之前服务费是一次性收取了的，提前还款不退服务费，因此不建议提前还款。</span></td> </tr> <tr height="22" style="height:22px"> <td height="22" style="border-style: solid; border-color: rgb(0, 0, 0); border-width: 1px;"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">逾期还款</span></td> <td style="border-style: solid; border-color: rgb(0, 0, 0); word-break: break-all; border-width: 1px;"><p><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">1、扣款时间：</span></strong></span><span style="color: rgb(0, 0, 0);"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"><span style="font-size: 14px;"><span style="background-color: rgb(255, 255, 255); font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif;">&nbsp;建议在还款日前一天充值足够金额至支付宝余额、余额宝，还款日当天系统会自动扣取还</span></span></span></span><span style="color: rgb(0, 0, 0);"><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"><span style="font-size: 14px; font-family: 微软雅黑, &quot;Microsoft YaHei&quot;;">款。&nbsp;</span></span></span></p><p><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">2、扣款顺序：</span></strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);"><span style="font-size: 14px;"><span style="font-family:微软雅黑, Microsoft YaHei">支付宝余额&gt;</span><span style="background-color: rgb(255, 255, 255);"><span style="font-family:Microsoft Yahei, Helvetica, Arial, sans-serif">支付宝账户绑定的储蓄快捷卡（按照签约顺序从最近往最早顺序轮循，最多只轮循前三张）</span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;;">&gt;</span><span style="font-family:Microsoft Yahei, Helvetica, Arial, sans-serif">余额宝</span></span></span><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px;">&gt;<span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; background-color: rgb(255, 255, 255);">网商</span><span style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); box-sizing: border-box; font-family: 微软雅黑, sans-serif; background-color: rgb(255, 255, 255);">活期</span><span style="font-family: &quot;Microsoft Yahei&quot;, Helvetica, Arial, sans-serif; background-color: rgb(255, 255, 255);">余额&gt;网商银行APP端余利宝&gt;支付宝体系余利宝</span></span></span></span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(255, 0, 0);"><strong>特殊情况：</strong></span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（1）支付宝的资金渠道扣款顺序，如果您自己设置过支付顺序，则以您设置的支付顺序为准。</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（2）邮政储蓄银行快捷储蓄卡及卡通不支持系统代扣。</span></p><p><span style="color: rgb(0, 0, 0);"><strong><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">3、逾期影响：</span></strong></span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（1）会收取违约金，违约金=逾期款项*0.075%*逾期的天数；</span></p><p><span style="font-family: 微软雅黑, &quot;Microsoft YaHei&quot;; font-size: 14px; color: rgb(0, 0, 0);">（2）同时会影响后续的贷款、影响个人或企业的信用记录。</span></p></td> </tr> </tbody> </table></div>